/* ============================================================
   COE Plus Pro — Main Stylesheet
   Colors: Primary Green #00C853 | Dark Navy #1a1a2e | White #fff
   Fonts: Raleway (headings), Open Sans (body)
   ============================================================ */

@import url('https://fonts.googleapis.com/css2?family=Raleway:wght@400;600;700;800;900&family=Open+Sans:wght@400;500;600&display=swap');

:root {
  --cp-green: #00C853;
  --cp-green-dark: #00a844;
  --cp-green-light: #e8f9ef;
  --cp-navy: #1a1a2e;
  --cp-navy-mid: #16213e;
  --cp-navy-light: #252540;
  --cp-white: #ffffff;
  --cp-gray: #f8f9fa;
  --cp-gray-mid: #e9ecef;
  --cp-text: #333333;
  --cp-text-light: #666666;
  --cp-text-muted: #999999;
  --cp-border: #e0e0e0;
  --cp-shadow: 0 4px 20px rgba(0,0,0,0.08);
  --cp-shadow-lg: 0 8px 40px rgba(0,0,0,0.12);
  --cp-radius: 10px;
  --cp-radius-lg: 16px;
  --cp-transition: all 0.25s ease;
}

/* ─── GLOBAL RESETS ─── */
.cp-ticker-wrap, .cp-hero, .cp-how-it-works, .cp-coe-cats, .cp-trust,
.cp-partners, .cp-testimonials, .cp-faq, .cp-blog, .cp-cta,
.cp-calculator, .cp-contact-form, .cp-page-hero, .cp-content-section,
.cp-contact-layout, .cp-tabs-section {
  box-sizing: border-box;
  font-family: 'Open Sans', sans-serif;
  color: var(--cp-text);
}

.cp-ticker-wrap *, .cp-hero *, .cp-how-it-works *, .cp-coe-cats *,
.cp-trust *, .cp-partners *, .cp-testimonials *, .cp-faq *,
.cp-blog *, .cp-cta *, .cp-calculator *, .cp-contact-form *,
.cp-page-hero *, .cp-content-section *, .cp-contact-layout *,
.cp-tabs-section * { box-sizing: border-box; }

h1, h2, h3, h4, h5, h6 { font-family: 'Raleway', sans-serif; }

/* ─── UTILITY ─── */
.cp-green { color: var(--cp-green) !important; }
.cp-section-header { text-align: center; margin-bottom: 48px; }
.cp-section-badge {
  display: inline-block; background: var(--cp-green-light); color: var(--cp-green);
  font-size: 11px; font-weight: 700; letter-spacing: 2px; text-transform: uppercase;
  padding: 5px 14px; border-radius: 20px; margin-bottom: 12px;
}
.cp-section-title {
  font-family: 'Raleway', sans-serif; font-size: 32px; font-weight: 800;
  color: var(--cp-navy); margin: 0 0 12px; line-height: 1.3;
}
.cp-section-desc { color: var(--cp-text-light); font-size: 16px; max-width: 640px; margin: 0 auto; line-height: 1.7; }

/* ─── BUTTONS ─── */
.cp-btn-primary {
  display: inline-block; background: var(--cp-green); color: #fff;
  font-family: 'Raleway', sans-serif; font-size: 14px; font-weight: 700;
  letter-spacing: 0.5px; padding: 14px 28px; border-radius: 6px;
  text-decoration: none; border: none; cursor: pointer;
  transition: var(--cp-transition); white-space: nowrap;
}
.cp-btn-primary:hover { background: var(--cp-green-dark); transform: translateY(-1px); color: #fff; text-decoration: none; }
.cp-btn-outline {
  display: inline-block; background: transparent; color: #fff;
  font-family: 'Raleway', sans-serif; font-size: 14px; font-weight: 700;
  letter-spacing: 0.5px; padding: 13px 28px; border-radius: 6px;
  border: 2px solid rgba(255,255,255,0.6); text-decoration: none; cursor: pointer;
  transition: var(--cp-transition); white-space: nowrap;
}
.cp-btn-outline:hover { border-color: #fff; background: rgba(255,255,255,0.1); color: #fff; text-decoration: none; }
.cp-btn-outline-dark {
  display: inline-block; background: transparent; color: var(--cp-navy);
  font-family: 'Raleway', sans-serif; font-size: 14px; font-weight: 700;
  padding: 13px 28px; border-radius: 6px; border: 2px solid var(--cp-navy);
  text-decoration: none; cursor: pointer; transition: var(--cp-transition);
}
.cp-btn-outline-dark:hover { background: var(--cp-navy); color: #fff; text-decoration: none; }
.cp-btn-white {
  display: inline-block; background: #fff; color: var(--cp-navy);
  font-family: 'Raleway', sans-serif; font-size: 14px; font-weight: 700;
  padding: 14px 28px; border-radius: 6px; border: none;
  text-decoration: none; cursor: pointer; transition: var(--cp-transition);
}
.cp-btn-white:hover { background: var(--cp-green-light); color: var(--cp-green); text-decoration: none; }
.cp-btn-outline-white {
  display: inline-block; background: transparent; color: #fff;
  font-family: 'Raleway', sans-serif; font-size: 14px; font-weight: 700;
  padding: 13px 28px; border-radius: 6px; border: 2px solid rgba(255,255,255,0.7);
  text-decoration: none; cursor: pointer; transition: var(--cp-transition);
}
.cp-btn-outline-white:hover { background: rgba(255,255,255,0.15); border-color: #fff; text-decoration: none; }
.cp-btn-full { width: 100%; text-align: center; }

/* ─── TICKER ─── */
.cp-ticker-wrap {
  background: var(--cp-navy); display: flex; align-items: center;
  gap: 0; overflow: hidden; height: 42px; position: relative; z-index: 100;
}
.cp-ticker-label {
  background: var(--cp-green); color: #fff; font-size: 11px; font-weight: 800;
  letter-spacing: 1.5px; padding: 0 16px; height: 100%; display: flex;
  align-items: center; white-space: nowrap; flex-shrink: 0;
}
.cp-ticker-track { flex: 1; overflow: hidden; }
.cp-ticker-inner {
  display: flex; gap: 0; animation: cpTickerScroll 30s linear infinite;
  white-space: nowrap;
}
.cp-ticker-item {
  color: #ccc; font-size: 13px; padding: 0 28px; border-right: 1px solid rgba(255,255,255,0.1);
  display: inline-flex; align-items: center; height: 42px; white-space: nowrap;
}
.cp-ticker-item strong { color: #fff; margin-right: 4px; }
.cp-ticker-price { color: var(--cp-green); font-weight: 700; }
.cp-ticker-link {
  background: rgba(0,200,83,0.15); color: var(--cp-green); font-size: 12px;
  font-weight: 700; padding: 0 16px; height: 100%; display: flex; align-items: center;
  text-decoration: none; white-space: nowrap; flex-shrink: 0; border-left: 1px solid rgba(0,200,83,0.3);
  transition: var(--cp-transition);
}
.cp-ticker-link:hover { background: rgba(0,200,83,0.25); color: var(--cp-green); text-decoration: none; }
@keyframes cpTickerScroll {
  0% { transform: translateX(0); }
  100% { transform: translateX(-50%); }
}
.cp-ticker-wrap:hover .cp-ticker-inner { animation-play-state: paused; }

/* ─── HERO ─── */
.cp-hero {
  background: linear-gradient(135deg, var(--cp-navy) 0%, var(--cp-navy-mid) 60%, #0d3b6e 100%);
  position: relative; overflow: hidden; padding: 80px 40px;
}
.cp-hero::before {
  content: ''; position: absolute; inset: 0;
  background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%2300C853' fill-opacity='0.04'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
}
.cp-hero-overlay {
  position: absolute; inset: 0;
  background: radial-gradient(ellipse at 70% 50%, rgba(0,200,83,0.08) 0%, transparent 70%);
}
.cp-hero-content {
  position: relative; z-index: 2; max-width: 1200px; margin: 0 auto;
  display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center;
}
.cp-hero-badge {
  display: inline-flex; align-items: center; gap: 6px;
  background: rgba(0,200,83,0.15); border: 1px solid rgba(0,200,83,0.3);
  color: var(--cp-green); font-size: 11px; font-weight: 700; letter-spacing: 1.5px;
  padding: 6px 14px; border-radius: 20px; margin-bottom: 20px;
}
.cp-hero-title {
  font-family: 'Raleway', sans-serif; font-size: 48px; font-weight: 900;
  color: #fff; line-height: 1.15; margin: 0 0 12px;
}
.cp-hero-subtitle {
  font-family: 'Raleway', sans-serif; font-size: 20px; font-weight: 700;
  color: var(--cp-green); margin: 0 0 16px;
}
.cp-hero-desc { color: rgba(255,255,255,0.75); font-size: 16px; line-height: 1.7; margin: 0 0 24px; }
.cp-hero-bullets { list-style: none; padding: 0; margin: 0 0 28px; display: grid; grid-template-columns: 1fr 1fr; gap: 8px; }
.cp-hero-bullets li { color: rgba(255,255,255,0.85); font-size: 14px; font-weight: 500; }
.cp-hero-btns { display: flex; gap: 12px; flex-wrap: wrap; margin-bottom: 36px; }
.cp-hero-stats { display: flex; gap: 28px; }
.cp-stat { text-align: center; }
.cp-stat-num { font-family: 'Raleway', sans-serif; font-size: 24px; font-weight: 900; color: var(--cp-green); }
.cp-stat-label { font-size: 11px; color: rgba(255,255,255,0.6); text-transform: uppercase; letter-spacing: 1px; }

/* ─── CALCULATOR ─── */
.cp-calculator {
  background: #fff; border-radius: var(--cp-radius-lg); overflow: hidden;
  box-shadow: 0 20px 60px rgba(0,0,0,0.25);
}
.cp-calc-form { padding: 28px; }
.cp-calc-header { display: flex; align-items: flex-start; gap: 12px; margin-bottom: 24px; }
.cp-calc-bar { width: 4px; height: 48px; background: var(--cp-green); border-radius: 2px; flex-shrink: 0; margin-top: 4px; }
.cp-calc-title { font-family: 'Raleway', sans-serif; font-size: 20px; font-weight: 800; color: var(--cp-navy); margin: 0 0 4px; }
.cp-calc-sub { font-size: 13px; color: var(--cp-text-light); margin: 0; }
.cp-calc-group { margin-bottom: 16px; }
.cp-calc-label { display: block; font-size: 12px; font-weight: 700; color: var(--cp-navy); text-transform: uppercase; letter-spacing: 0.5px; margin-bottom: 8px; }
.cp-calc-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.cp-calc-row-3 { grid-template-columns: 1fr 1fr 1fr; }
.cp-toggle-group { display: flex; gap: 6px; }
.cp-toggle {
  flex: 1; padding: 8px 10px; border: 2px solid var(--cp-border); border-radius: 6px;
  background: #fff; color: var(--cp-text-light); font-size: 12px; font-weight: 600;
  cursor: pointer; transition: var(--cp-transition); text-align: center;
}
.cp-toggle.active, .cp-toggle:hover { border-color: var(--cp-green); background: var(--cp-green-light); color: var(--cp-green); }
.cp-select {
  width: 100%; padding: 9px 12px; border: 2px solid var(--cp-border); border-radius: 6px;
  font-size: 13px; color: var(--cp-text); background: #fff; cursor: pointer;
  transition: var(--cp-transition); appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%23666' stroke-width='1.5' fill='none'/%3E%3C/svg%3E");
  background-repeat: no-repeat; background-position: right 10px center;
}
.cp-select:focus { outline: none; border-color: var(--cp-green); }
.cp-range {
  width: 100%; height: 4px; border-radius: 2px; background: var(--cp-gray-mid);
  appearance: none; cursor: pointer; margin: 4px 0;
}
.cp-range::-webkit-slider-thumb {
  appearance: none; width: 18px; height: 18px; border-radius: 50%;
  background: var(--cp-green); cursor: pointer; border: 2px solid #fff;
  box-shadow: 0 1px 4px rgba(0,200,83,0.4);
}
.cp-range-labels { display: flex; justify-content: space-between; font-size: 10px; color: var(--cp-text-muted); margin-top: 2px; }
.cp-pqp-bar {
  background: var(--cp-gray); border-radius: 6px; padding: 10px 14px;
  display: flex; justify-content: space-between; align-items: center;
  font-size: 13px; color: var(--cp-text-light); margin-bottom: 16px;
}
.cp-btn-calc {
  width: 100%; background: var(--cp-green); color: #fff;
  font-family: 'Raleway', sans-serif; font-size: 15px; font-weight: 700;
  padding: 14px; border: none; border-radius: 8px; cursor: pointer;
  transition: var(--cp-transition); letter-spacing: 0.3px;
}
.cp-btn-calc:hover { background: var(--cp-green-dark); transform: translateY(-1px); }

/* Calculator Results */
.cp-calc-results {
  background: var(--cp-gray); border-top: 3px solid var(--cp-green); padding: 24px 28px;
}
.cp-results-title { font-family: 'Raleway', sans-serif; font-size: 16px; font-weight: 800; color: var(--cp-navy); margin: 0 0 16px; }
.cp-results-grid { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 12px; margin-bottom: 16px; }
.cp-result-card { background: #fff; border-radius: 8px; padding: 14px; text-align: center; border: 1px solid var(--cp-border); }
.cp-result-card-highlight { border-color: var(--cp-green); background: var(--cp-green-light); }
.cp-result-label { font-size: 11px; color: var(--cp-text-muted); text-transform: uppercase; letter-spacing: 0.5px; margin-bottom: 6px; }
.cp-result-val { font-family: 'Raleway', sans-serif; font-size: 20px; font-weight: 800; color: var(--cp-navy); }
.cp-result-sub { font-size: 10px; color: var(--cp-text-muted); margin-top: 2px; }
.cp-results-table { background: #fff; border-radius: 8px; padding: 12px 16px; margin-bottom: 12px; }
.cp-rt-row { display: flex; justify-content: space-between; padding: 7px 0; border-bottom: 1px solid var(--cp-gray-mid); font-size: 13px; }
.cp-rt-row:last-child { border-bottom: none; }
.cp-rt-row span { color: var(--cp-text-light); }
.cp-rt-row strong { color: var(--cp-navy); font-weight: 700; }
.cp-results-disclaimer { font-size: 11px; color: var(--cp-text-muted); margin: 0 0 16px; line-height: 1.5; }
.cp-results-actions { display: flex; gap: 10px; flex-wrap: wrap; }
.cp-btn-email {
  flex: 1; background: var(--cp-navy); color: #fff; border: none;
  font-size: 13px; font-weight: 700; padding: 12px 16px; border-radius: 6px;
  cursor: pointer; transition: var(--cp-transition); white-space: nowrap;
}
.cp-btn-email:hover { background: var(--cp-navy-light); }

/* Email Modal */
.cp-email-modal { position: fixed; inset: 0; z-index: 99999; display: flex; align-items: center; justify-content: center; }
.cp-email-overlay { position: absolute; inset: 0; background: rgba(0,0,0,0.6); backdrop-filter: blur(4px); }
.cp-email-box {
  position: relative; z-index: 1; background: #fff; border-radius: var(--cp-radius-lg);
  width: 90%; max-width: 520px; max-height: 90vh; overflow-y: auto;
  box-shadow: 0 24px 80px rgba(0,0,0,0.3); animation: cpModalIn 0.3s ease;
}
@keyframes cpModalIn { from { opacity:0; transform:scale(0.95) translateY(10px); } to { opacity:1; transform:scale(1) translateY(0); } }
.cp-email-header {
  background: linear-gradient(135deg, var(--cp-navy) 0%, var(--cp-navy-mid) 100%);
  padding: 24px 28px; display: flex; justify-content: space-between; align-items: flex-start;
}
.cp-email-header h3 { font-family: 'Raleway', sans-serif; font-size: 20px; font-weight: 800; color: #fff; margin: 0 0 4px; }
.cp-email-header p { color: rgba(255,255,255,0.65); font-size: 13px; margin: 0; }
.cp-email-close {
  background: rgba(255,255,255,0.1); border: none; color: #fff; width: 32px; height: 32px;
  border-radius: 50%; font-size: 18px; cursor: pointer; display: flex; align-items: center;
  justify-content: center; transition: var(--cp-transition); flex-shrink: 0;
}
.cp-email-close:hover { background: rgba(255,255,255,0.2); }
.cp-email-body { padding: 24px 28px; }
.cp-email-summary {
  background: var(--cp-gray); border-radius: 8px; padding: 16px; margin-bottom: 20px;
  border-left: 4px solid var(--cp-green);
}
.cp-email-summary-title { font-size: 12px; font-weight: 700; color: var(--cp-text-muted); text-transform: uppercase; letter-spacing: 0.5px; margin: 0 0 10px; }
.cp-email-summary-grid{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin-bottom:16px}
.cp-email-summary-grid>div:last-child:nth-child(odd){grid-column:1/-1}
.cp-email-summary-grid div { font-size: 13px; padding: 3px; }
.cp-email-summary-grid span { color: var(--cp-text-muted); }
.cp-email-summary-grid strong { color: var(--cp-navy); }
.cp-email-success { text-align: center; padding: 20px 0; }
.cp-email-success-icon {
  width: 56px; height: 56px; background: var(--cp-green); border-radius: 50%;
  display: flex; align-items: center; justify-content: center; margin: 0 auto 16px;
  font-size: 24px; color: #fff;
}
.cp-email-success h4 { font-family: 'Raleway', sans-serif; font-size: 22px; font-weight: 800; color: var(--cp-navy); margin: 0 0 8px; }
.cp-email-success-msg { color: var(--cp-text-light); font-size: 14px; margin: 0 0 20px; }
.cp-form-group { margin-bottom: 16px; }
.cp-form-group label { display: block; font-size: 13px; font-weight: 600; color: var(--cp-navy); margin-bottom: 6px; }
.cp-form-group input, .cp-form-group select, .cp-form-group textarea {
  width: 100%; padding: 10px 14px; border: 2px solid var(--cp-border); border-radius: 6px;
  font-size: 14px; color: var(--cp-text); background: #fff; transition: var(--cp-transition);
  font-family: 'Open Sans', sans-serif;
}
.cp-form-group input:focus, .cp-form-group select:focus, .cp-form-group textarea:focus {
  outline: none; border-color: var(--cp-green); box-shadow: 0 0 0 3px rgba(0,200,83,0.1);
}
.cp-email-error {
  background: #fff0f0; border: 1px solid #ffcccc; color: #cc0000;
  border-radius: 6px; padding: 10px 14px; font-size: 13px; margin-bottom: 12px;
}
.cp-email-privacy { font-size: 12px; color: var(--cp-text-muted); margin: 0 0 16px; line-height: 1.5; }
.cp-btn-send { width: 100%; font-size: 15px; padding: 14px; }

/* ─── PAGE HERO ─── */
.cp-page-hero {
  background: linear-gradient(135deg, var(--cp-navy) 0%, var(--cp-navy-mid) 100%);
  padding: 60px 40px; text-align: center; margin-bottom: 0;
}
.cp-page-hero h1 {
  font-family: 'Raleway', sans-serif; font-size: 40px; font-weight: 900;
  color: #fff; margin: 0 0 12px;
}
.cp-page-hero p { color: rgba(255,255,255,0.75); font-size: 17px; margin: 0; }

/* ─── CONTENT SECTION ─── */
.cp-content-section { max-width: 900px; margin: 0 auto; padding: 60px 40px; }
.cp-content-section h2 { font-family: 'Raleway', sans-serif; font-size: 26px; font-weight: 800; color: var(--cp-navy); margin: 0 0 16px; }
.cp-content-section h3 { font-family: 'Raleway', sans-serif; font-size: 20px; font-weight: 700; color: var(--cp-navy); margin: 28px 0 12px; }
.cp-content-section p { color: var(--cp-text-light); line-height: 1.8; margin: 0 0 16px; }
.cp-content-section ul, .cp-content-section ol { color: var(--cp-text-light); line-height: 2; padding-left: 20px; }
.cp-content-section li { margin-bottom: 4px; }

/* ─── TABS ─── */
.cp-tabs-section { max-width: 1000px; margin: 0 auto; padding: 60px 40px; }
.cp-tabs { background: #fff; border-radius: var(--cp-radius-lg); overflow: hidden; box-shadow: var(--cp-shadow); }
.cp-tab-nav { display: flex; background: var(--cp-gray); border-bottom: 2px solid var(--cp-border); overflow-x: auto; }
.cp-tab-btn {
  flex: 1; min-width: 120px; padding: 14px 20px; border: none; background: transparent;
  font-family: 'Raleway', sans-serif; font-size: 13px; font-weight: 700; color: var(--cp-text-light);
  cursor: pointer; transition: var(--cp-transition); white-space: nowrap; border-bottom: 3px solid transparent; margin-bottom: -2px;
}
.cp-tab-btn.active, .cp-tab-btn:hover { color: var(--cp-green); border-bottom-color: var(--cp-green); background: #fff; }
.cp-tab-content { display: none; padding: 32px; }
.cp-tab-content.active { display: block; }
.cp-tab-content h2 { font-family: 'Raleway', sans-serif; font-size: 24px; font-weight: 800; color: var(--cp-navy); margin: 0 0 16px; }
.cp-tab-content h3 { font-family: 'Raleway', sans-serif; font-size: 18px; font-weight: 700; color: var(--cp-navy); margin: 24px 0 10px; }
.cp-tab-content p { color: var(--cp-text-light); line-height: 1.8; margin: 0 0 14px; }
.cp-tab-content ul, .cp-tab-content ol { color: var(--cp-text-light); line-height: 2; padding-left: 20px; }

/* ─── HOW IT WORKS ─── */
.cp-how-it-works { background: var(--cp-gray); padding: 80px 40px; }
.cp-steps-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; max-width: 1100px; margin: 0 auto; }
.cp-step { background: #fff; border-radius: var(--cp-radius); padding: 32px 24px; text-align: center; box-shadow: var(--cp-shadow); position: relative; }
.cp-step::after {
  content: '→'; position: absolute; right: -20px; top: 50%; transform: translateY(-50%);
  font-size: 24px; color: var(--cp-green); z-index: 1;
}
.cp-step:last-child::after { display: none; }
.cp-step-num {
  width: 52px; height: 52px; background: linear-gradient(135deg, var(--cp-green) 0%, var(--cp-green-dark) 100%);
  color: #fff; border-radius: 50%; display: flex; align-items: center; justify-content: center;
  font-family: 'Raleway', sans-serif; font-size: 22px; font-weight: 900; margin: 0 auto 16px;
}
.cp-step-title { font-family: 'Raleway', sans-serif; font-size: 16px; font-weight: 800; color: var(--cp-navy); margin: 0 0 8px; }
.cp-step-desc { font-size: 13px; color: var(--cp-text-light); line-height: 1.6; margin: 0; }

/* ─── COE CATEGORIES ─── */
.cp-coe-cats { padding: 80px 40px; background: #fff; }
.cp-cats-grid { display: grid; grid-template-columns: repeat(5, 1fr); gap: 20px; max-width: 1200px; margin: 0 auto 32px; }
.cp-cat-card {
  background: var(--cp-gray); border-radius: var(--cp-radius); padding: 28px 20px;
  text-align: center; border: 2px solid transparent; transition: var(--cp-transition);
}
.cp-cat-card:hover { border-color: var(--cp-green); background: var(--cp-green-light); transform: translateY(-4px); box-shadow: var(--cp-shadow-lg); }
.cp-cat-icon { font-size: 32px; margin-bottom: 10px; }
.cp-cat-badge {
  display: inline-block; background: var(--cp-navy); color: #fff;
  font-size: 10px; font-weight: 800; letter-spacing: 1px; padding: 3px 10px;
  border-radius: 12px; margin-bottom: 10px;
}
.cp-cat-label { font-family: 'Raleway', sans-serif; font-size: 15px; font-weight: 800; color: var(--cp-navy); margin: 0 0 4px; }
.cp-cat-desc { font-size: 12px; color: var(--cp-text-muted); margin: 0 0 14px; line-height: 1.4; }
.cp-cat-price { font-family: 'Raleway', sans-serif; font-size: 22px; font-weight: 900; color: var(--cp-green); }
.cp-cat-pqp { font-size: 11px; color: var(--cp-text-muted); margin-top: 4px; }
.cp-cats-footer { text-align: center; }

/* ─── TRUST BADGES ─── */
.cp-trust { background: var(--cp-navy); padding: 60px 40px; }
.cp-trust-grid { display: grid; grid-template-columns: repeat(6, 1fr); gap: 24px; max-width: 1200px; margin: 0 auto; }
.cp-trust-item { text-align: center; }
.cp-trust-icon { font-size: 32px; margin-bottom: 12px; }
.cp-trust-title { font-family: 'Raleway', sans-serif; font-size: 14px; font-weight: 800; color: #fff; margin: 0 0 6px; }
.cp-trust-desc { font-size: 12px; color: rgba(255,255,255,0.6); line-height: 1.5; margin: 0; }

/* ─── PARTNERS ─── */
.cp-partners { background: var(--cp-gray); padding: 80px 40px; }
.cp-partners-group { max-width: 1100px; margin: 0 auto 40px; }
.cp-partners-group-title {
  font-family: 'Raleway', sans-serif; font-size: 14px; font-weight: 700; color: var(--cp-text-muted);
  text-transform: uppercase; letter-spacing: 1.5px; text-align: center; margin: 0 0 20px;
}
.cp-partners-logos { display: flex; flex-wrap: wrap; gap: 12px; justify-content: center; }
.cp-partner-logo {
  background: #fff; border: 2px solid var(--cp-border); border-radius: 8px;
  padding: 14px 24px; display: flex; align-items: center; justify-content: center;
  min-width: 140px; transition: var(--cp-transition);
}
.cp-partner-logo:hover { border-color: var(--cp-green); box-shadow: var(--cp-shadow); }
.cp-partner-logo span { font-family: 'Raleway', sans-serif; font-size: 13px; font-weight: 700; color: var(--cp-navy); white-space: nowrap; }

/* ─── TESTIMONIALS ─── */
.cp-testimonials { background: #fff; padding: 80px 40px; }
.cp-testimonials-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; max-width: 1100px; margin: 0 auto; }
.cp-testimonial {
  background: var(--cp-gray); border-radius: var(--cp-radius); padding: 28px;
  border-left: 4px solid var(--cp-green); transition: var(--cp-transition);
}
.cp-testimonial:hover { box-shadow: var(--cp-shadow-lg); transform: translateY(-4px); }
.cp-testimonial-stars { color: #f59e0b; font-size: 16px; margin-bottom: 12px; }
.cp-testimonial-text { font-size: 14px; color: var(--cp-text-light); line-height: 1.7; margin: 0 0 20px; font-style: italic; }
.cp-testimonial-author { display: flex; align-items: center; gap: 12px; }
.cp-testimonial-avatar {
  width: 40px; height: 40px; background: var(--cp-green); color: #fff;
  border-radius: 50%; display: flex; align-items: center; justify-content: center;
  font-family: 'Raleway', sans-serif; font-size: 16px; font-weight: 800; flex-shrink: 0;
}
.cp-testimonial-name { font-family: 'Raleway', sans-serif; font-size: 14px; font-weight: 700; color: var(--cp-navy); }
.cp-testimonial-meta { font-size: 12px; color: var(--cp-text-muted); }

/* ─── FAQ ─── */
.cp-faq { background: var(--cp-gray); padding: 80px 40px; }
.cp-faq-list { max-width: 800px; margin: 0 auto; }
.cp-faq-item {
  background: #fff; border-radius: 8px; margin-bottom: 10px;
  border: 1px solid var(--cp-border); overflow: hidden; cursor: pointer;
  transition: var(--cp-transition);
}
.cp-faq-item:hover { border-color: var(--cp-green); }
.cp-faq-item.active { border-color: var(--cp-green); }
.cp-faq-q {
  display: flex; justify-content: space-between; align-items: center;
  padding: 18px 24px; font-family: 'Raleway', sans-serif; font-size: 15px;
  font-weight: 700; color: var(--cp-navy);
}
.cp-faq-icon { font-size: 20px; color: var(--cp-green); font-weight: 400; flex-shrink: 0; margin-left: 12px; transition: var(--cp-transition); }
.cp-faq-item.active .cp-faq-icon { transform: rotate(45deg); }
.cp-faq-a { padding: 0 24px 18px; }
.cp-faq-a p { font-size: 14px; color: var(--cp-text-light); line-height: 1.7; margin: 0; }

/* ─── BLOG ─── */
.cp-blog { background: #fff; padding: 80px 40px; }
.cp-blog-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; max-width: 1100px; margin: 0 auto 32px; }
.cp-blog-card { background: var(--cp-gray); border-radius: var(--cp-radius); overflow: hidden; transition: var(--cp-transition); }
.cp-blog-card:hover { box-shadow: var(--cp-shadow-lg); transform: translateY(-4px); }
.cp-blog-img-wrap { display: block; height: 200px; overflow: hidden; }
.cp-blog-img { width: 100%; height: 100%; object-fit: cover; transition: var(--cp-transition); }
.cp-blog-card:hover .cp-blog-img { transform: scale(1.05); }
.cp-blog-img-placeholder {
  background: linear-gradient(135deg, var(--cp-navy) 0%, var(--cp-navy-mid) 100%);
  display: flex; align-items: center; justify-content: center; font-size: 40px;
}
.cp-blog-body { padding: 20px; }
.cp-blog-cat {
  display: inline-block; background: var(--cp-green-light); color: var(--cp-green);
  font-size: 10px; font-weight: 700; letter-spacing: 1px; text-transform: uppercase;
  padding: 3px 10px; border-radius: 12px; margin-bottom: 10px;
}
.cp-blog-title { font-family: 'Raleway', sans-serif; font-size: 16px; font-weight: 800; color: var(--cp-navy); margin: 0 0 8px; line-height: 1.4; }
.cp-blog-title a { color: inherit; text-decoration: none; }
.cp-blog-title a:hover { color: var(--cp-green); }
.cp-blog-excerpt { font-size: 13px; color: var(--cp-text-light); line-height: 1.6; margin: 0 0 16px; }
.cp-blog-footer { display: flex; justify-content: space-between; align-items: center; }
.cp-blog-date { font-size: 12px; color: var(--cp-text-muted); }
.cp-blog-read { font-size: 13px; font-weight: 700; color: var(--cp-green); text-decoration: none; }
.cp-blog-read:hover { text-decoration: underline; }
.cp-blog-footer-link { text-align: center; }

/* ─── CTA ─── */
.cp-cta { background: linear-gradient(135deg, var(--cp-navy) 0%, var(--cp-navy-mid) 100%); padding: 80px 40px; }
.cp-cta-inner { max-width: 700px; margin: 0 auto; text-align: center; }
.cp-cta-title { font-family: 'Raleway', sans-serif; font-size: 36px; font-weight: 900; color: #fff; margin: 0 0 16px; }
.cp-cta-desc { color: rgba(255,255,255,0.75); font-size: 16px; line-height: 1.7; margin: 0 0 32px; }
.cp-cta-btns { display: flex; gap: 16px; justify-content: center; flex-wrap: wrap; }

/* ─── CONTACT ─── */
.cp-contact-layout { display: grid; grid-template-columns: 1fr 1.5fr; gap: 60px; max-width: 1100px; margin: 0 auto; padding: 60px 40px; }
.cp-contact-info h2 { font-family: 'Raleway', sans-serif; font-size: 28px; font-weight: 800; color: var(--cp-navy); margin: 0 0 16px; }
.cp-contact-info p { color: var(--cp-text-light); line-height: 1.7; margin: 0 0 28px; }
.cp-contact-items { display: flex; flex-direction: column; gap: 16px; }
.cp-contact-item { display: flex; align-items: flex-start; gap: 14px; }
.cp-contact-icon { font-size: 22px; flex-shrink: 0; margin-top: 2px; }
.cp-contact-item strong { font-family: 'Raleway', sans-serif; font-size: 14px; font-weight: 700; color: var(--cp-navy); display: block; margin-bottom: 2px; }
.cp-contact-item div { font-size: 14px; color: var(--cp-text-light); line-height: 1.6; }
.cp-form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.cp-form-group textarea { resize: vertical; min-height: 100px; }
.cp-form-success { text-align: center; padding: 40px 20px; }
.cp-form-success-icon {
  width: 64px; height: 64px; background: var(--cp-green); border-radius: 50%;
  display: flex; align-items: center; justify-content: center; margin: 0 auto 16px;
  font-size: 28px; color: #fff;
}
.cp-form-success h3 { font-family: 'Raleway', sans-serif; font-size: 24px; font-weight: 800; color: var(--cp-navy); margin: 0 0 10px; }
.cp-form-success p { color: var(--cp-text-light); font-size: 15px; }
.cp-form-privacy { font-size: 12px; color: var(--cp-text-muted); margin: 12px 0 0; line-height: 1.5; }

/* ─── DATA TABLE ─── */
.cp-table { width: 100%; border-collapse: collapse; margin: 20px 0; }
.cp-table th { background: var(--cp-navy); color: #fff; font-family: 'Raleway', sans-serif; font-size: 13px; font-weight: 700; padding: 12px 16px; text-align: left; }
.cp-table td { padding: 12px 16px; border-bottom: 1px solid var(--cp-border); font-size: 14px; color: var(--cp-text); }
.cp-table tr:nth-child(even) td { background: var(--cp-gray); }
.cp-table tr:hover td { background: var(--cp-green-light); }

/* ─── RESPONSIVE ─── */
@media (max-width: 1024px) {
  .cp-hero-content { grid-template-columns: 1fr; gap: 40px; }
  .cp-hero-title { font-size: 38px; }
  .cp-steps-grid { grid-template-columns: repeat(2, 1fr); }
  .cp-step::after { display: none; }
  .cp-cats-grid { grid-template-columns: repeat(3, 1fr); }
  .cp-trust-grid { grid-template-columns: repeat(3, 1fr); }
  .cp-testimonials-grid { grid-template-columns: repeat(2, 1fr); }
  .cp-blog-grid { grid-template-columns: repeat(2, 1fr); }
  .cp-contact-layout { grid-template-columns: 1fr; }
}

@media (max-width: 768px) {
  .cp-hero { padding: 60px 20px; }
  .cp-hero-title { font-size: 30px; }
  .cp-hero-bullets { grid-template-columns: 1fr; }
  .cp-hero-stats { gap: 16px; }
  .cp-section-title { font-size: 24px; }
  .cp-how-it-works, .cp-coe-cats, .cp-trust, .cp-partners, .cp-testimonials, .cp-faq, .cp-blog, .cp-cta { padding: 60px 20px; }
  .cp-steps-grid { grid-template-columns: 1fr; }
  .cp-cats-grid { grid-template-columns: repeat(2, 1fr); }
  .cp-trust-grid { grid-template-columns: repeat(2, 1fr); }
  .cp-testimonials-grid { grid-template-columns: 1fr; }
  .cp-blog-grid { grid-template-columns: 1fr; }
  .cp-calc-row { grid-template-columns: 1fr; }
  .cp-calc-row-3 { grid-template-columns: 1fr; }
  .cp-results-grid { grid-template-columns: 1fr; }
  .cp-results-actions { flex-direction: column; }
  .cp-cta-title { font-size: 26px; }
  .cp-form-row { grid-template-columns: 1fr; }
  .cp-tabs-section { padding: 40px 20px; }
  .cp-content-section { padding: 40px 20px; }
  .cp-contact-layout { padding: 40px 20px; }
  .cp-page-hero { padding: 40px 20px; }
  .cp-page-hero h1 { font-size: 28px; }
  .cp-email-summary-grid { grid-template-columns: 1fr; }
}

@media (max-width: 480px) {
  .cp-cats-grid { grid-template-columns: 1fr; }
  .cp-trust-grid { grid-template-columns: 1fr; }
  .cp-hero-btns { flex-direction: column; }
  .cp-cta-btns { flex-direction: column; align-items: center; }
  .cp-ticker-label { display: none; }
}

/* ─── STATS COUNTER BAR (v4.1) ─── */
.cp-stats-counter {
  background: var(--cp-green);
  padding: 0;
}
.cp-stats-inner {
  max-width: 1200px; margin: 0 auto;
  display: grid; grid-template-columns: repeat(4, 1fr);
}
.cp-stat-counter-item {
  text-align: center; padding: 22px 20px;
  border-right: 1px solid rgba(255,255,255,0.25);
  position: relative;
}
.cp-stat-counter-item:last-child { border-right: none; }
.cp-stat-counter-num {
  font-family: 'Raleway', sans-serif; font-size: 32px; font-weight: 900;
  color: #fff; line-height: 1.1; margin-bottom: 4px;
}
.cp-stat-counter-label {
  font-size: 12px; font-weight: 600; color: rgba(255,255,255,0.85);
  text-transform: uppercase; letter-spacing: 1px;
}
@media (max-width: 600px) {
  .cp-stats-inner { grid-template-columns: repeat(2, 1fr); }
  .cp-stat-counter-item:nth-child(2) { border-right: none; }
  .cp-stat-counter-item:nth-child(3) { border-right: 1px solid rgba(255,255,255,0.25); }
}

/* ─── SERVICES GRID (v4.1) ─── */
.cp-services {
  padding: 80px 40px; background: #fff;
}
.cp-services-grid {
  max-width: 1200px; margin: 0 auto;
  display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px;
}
.cp-service-card {
  background: #fff; border: 1px solid var(--cp-border); border-radius: var(--cp-radius-lg);
  padding: 32px 28px; transition: var(--cp-transition);
  display: flex; flex-direction: column;
}
.cp-service-card:hover {
  border-color: var(--cp-green); box-shadow: 0 8px 32px rgba(0,200,83,0.12);
  transform: translateY(-4px);
}
.cp-service-icon {
  width: 52px; height: 52px; background: var(--cp-green-light);
  border-radius: 12px; display: flex; align-items: center; justify-content: center;
  margin-bottom: 20px; color: var(--cp-green);
}
.cp-service-icon svg { width: 26px; height: 26px; }
.cp-service-title {
  font-family: 'Raleway', sans-serif; font-size: 18px; font-weight: 800;
  color: var(--cp-navy); margin: 0 0 10px;
}
.cp-service-desc {
  font-size: 14px; color: var(--cp-text-light); line-height: 1.65;
  margin: 0 0 20px; flex: 1;
}
.cp-service-link {
  color: var(--cp-green); font-size: 13px; font-weight: 700;
  text-decoration: none; display: inline-flex; align-items: center; gap: 4px;
  transition: var(--cp-transition);
}
.cp-service-link:hover { color: var(--cp-green-dark); text-decoration: none; gap: 8px; }
.cp-service-link span { font-size: 16px; }
@media (max-width: 900px) {
  .cp-services-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 600px) {
  .cp-services { padding: 60px 20px; }
  .cp-services-grid { grid-template-columns: 1fr; }
}

/* ─── LATEST COE PRICES (v4.1) ─── */
.cp-latest-prices {
  padding: 80px 40px; background: var(--cp-gray);
}
.cp-prices-grid {
  max-width: 1200px; margin: 0 auto 32px;
  display: grid; grid-template-columns: repeat(5, 1fr); gap: 20px;
}
.cp-price-card {
  background: #fff; border-radius: var(--cp-radius-lg); padding: 28px 20px;
  text-align: center; box-shadow: var(--cp-shadow);
  transition: var(--cp-transition); border-top: 4px solid var(--cp-green);
}
.cp-price-card:hover { transform: translateY(-4px); box-shadow: var(--cp-shadow-lg); }
.cp-price-cat-badge {
  display: inline-block; background: var(--cp-navy); color: #fff;
  font-size: 11px; font-weight: 800; letter-spacing: 2px; text-transform: uppercase;
  padding: 4px 12px; border-radius: 20px; margin-bottom: 10px;
}
.cp-price-desc {
  font-size: 12px; color: var(--cp-text-muted); margin-bottom: 14px;
  text-transform: uppercase; letter-spacing: 0.5px;
}
.cp-price-amount {
  font-family: 'Raleway', sans-serif; font-size: 24px; font-weight: 900;
  color: var(--cp-navy); margin-bottom: 8px;
}
.cp-price-change {
  font-size: 12px; font-weight: 700; padding: 3px 10px; border-radius: 20px;
  display: inline-block;
}
.cp-price-change.up { background: #e8f9ef; color: var(--cp-green); }
.cp-price-change.down { background: #ffeef0; color: #e53935; }
.cp-prices-footer { text-align: center; }
@media (max-width: 900px) {
  .cp-prices-grid { grid-template-columns: repeat(3, 1fr); }
}
@media (max-width: 600px) {
  .cp-latest-prices { padding: 60px 20px; }
  .cp-prices-grid { grid-template-columns: repeat(2, 1fr); }
}

/* ─── HEADER CTA BUTTON (v4.1) ─── */
.cp-header-cta-btn,
li.cp-header-cta-item > a,
li.cp-header-cta-item > a.cp-header-cta-btn {
  display: inline-block !important;
  background: var(--cp-green) !important;
  color: #fff !important;
  font-family: 'Raleway', sans-serif !important;
  font-size: 13px !important;
  font-weight: 800 !important;
  letter-spacing: 0.5px !important;
  padding: 10px 20px !important;
  border-radius: 6px !important;
  text-decoration: none !important;
  border: none !important;
  cursor: pointer !important;
  transition: background 0.2s ease !important;
  white-space: nowrap !important;
  margin-left: 8px !important;
}
.cp-header-cta-btn:hover,
li.cp-header-cta-item > a:hover {
  background: var(--cp-green-dark) !important;
  color: #fff !important;
  text-decoration: none !important;
}

/* ─── DECORATED PARTNERS (v4.1 enhanced) ─── */
.cp-partners {
  padding: 80px 40px; background: var(--cp-navy);
}
.cp-partners .cp-section-badge {
  background: rgba(0,200,83,0.15); color: var(--cp-green);
}
.cp-partners .cp-section-title { color: #fff; }
.cp-partners .cp-section-desc { color: rgba(255,255,255,0.65); }
.cp-partners-group { margin-bottom: 40px; }
.cp-partners-group:last-child { margin-bottom: 0; }
.cp-partners-group-title {
  font-family: 'Raleway', sans-serif; font-size: 13px; font-weight: 700;
  color: var(--cp-green); text-transform: uppercase; letter-spacing: 2px;
  margin: 0 0 20px; text-align: center;
}
.cp-partners-logos {
  display: flex; flex-wrap: wrap; gap: 16px; justify-content: center; align-items: center;
}
.cp-partner-logo {
  background: rgba(255,255,255,0.08); border: 1px solid rgba(255,255,255,0.12);
  border-radius: 10px; padding: 16px 28px;
  display: flex; align-items: center; justify-content: center;
  transition: var(--cp-transition); min-width: 130px;
}
.cp-partner-logo:hover {
  background: rgba(0,200,83,0.12); border-color: rgba(0,200,83,0.3);
  transform: translateY(-2px);
}
.cp-partner-logo span {
  font-family: 'Raleway', sans-serif; font-size: 14px; font-weight: 700;
  color: rgba(255,255,255,0.85); white-space: nowrap;
}

/* ─── GLOBAL RESET ADDITIONS (v4.1) ─── */
.cp-stats-counter *, .cp-services *, .cp-latest-prices *, .cp-header-cta-btn * {
  box-sizing: border-box;
}

/* ─────────────────────────────────────────────
   v4.3 — Number Input Fields (replacing sliders)
   ───────────────────────────────────────────── */
.cp-input-wrap {
  display: flex;
  align-items: center;
  gap: 6px;
  margin-top: 4px;
}
.cp-num-input {
  width: 90px;
  padding: 8px 10px;
  border: 2px solid var(--cp-border);
  border-radius: 6px;
  font-size: 1rem;
  font-weight: 600;
  color: var(--cp-navy);
  background: #fff;
  transition: var(--cp-transition);
  -moz-appearance: textfield;
}
.cp-num-input::-webkit-inner-spin-button,
.cp-num-input::-webkit-outer-spin-button { opacity: 1; }
.cp-num-input:focus {
  outline: none;
  border-color: var(--cp-green);
  box-shadow: 0 0 0 3px rgba(0,200,83,0.15);
}
.cp-input-suffix {
  font-size: 0.85rem;
  color: var(--cp-text-light);
  white-space: nowrap;
}
.cp-field-hint {
  font-size: 0.75rem;
  color: var(--cp-text-muted);
  font-weight: 400;
  margin-left: 4px;
}
.cp-field-note {
  display: block;
  font-size: 11px;
  color: var(--cp-green);
  margin-top: 3px;
  font-style: italic;
}

/* ─────────────────────────────────────────────
   v4.3 — Loan Payment Breakdown Table
   ───────────────────────────────────────────── */
.cp-breakdown-wrap {
  margin-top: 24px;
  border-top: 1px solid #e8f5e9;
  padding-top: 16px;
}
.cp-breakdown-toggle {
  display: flex;
  align-items: center;
  gap: 8px;
  background: none;
  border: 2px solid var(--cp-green);
  border-radius: 8px;
  padding: 10px 20px;
  color: var(--cp-green);
  font-size: 0.95rem;
  font-weight: 600;
  cursor: pointer;
  transition: var(--cp-transition);
  width: 100%;
  justify-content: space-between;
}
.cp-breakdown-toggle:hover { background: var(--cp-green); color: #fff; }
.cp-breakdown-arrow { font-size: 0.8rem; }
.cp-breakdown-note {
  font-size: 0.85rem;
  color: var(--cp-text-light);
  margin: 12px 0 8px;
  font-style: italic;
}
.cp-breakdown-scroll {
  overflow-x: auto;
  -webkit-overflow-scrolling: touch;
}
.cp-breakdown-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 0.88rem;
  margin-top: 8px;
  min-width: 560px;
}
.cp-breakdown-table th {
  background: var(--cp-navy);
  color: #fff;
  padding: 10px 12px;
  text-align: right;
  font-weight: 600;
  white-space: nowrap;
}
.cp-breakdown-table th:first-child { text-align: left; }
.cp-breakdown-table td {
  padding: 9px 12px;
  text-align: right;
  border-bottom: 1px solid #f0f0f0;
  color: var(--cp-text);
}
.cp-breakdown-table td:first-child {
  text-align: left;
  font-weight: 600;
  color: var(--cp-navy);
}
.cp-breakdown-table tbody tr:nth-child(even) { background: #f9fffe; }
.cp-breakdown-table tbody tr:hover { background: #e8f5e9; }
.cp-bd-principal { color: var(--cp-green) !important; font-weight: 600 !important; }
.cp-bd-interest { color: #e53935 !important; }
.cp-bd-totals td {
  background: var(--cp-navy) !important;
  color: #fff !important;
  border-bottom: none !important;
  font-weight: 700 !important;
}
.cp-bd-totals .cp-bd-principal { color: #69f0ae !important; }
.cp-bd-totals .cp-bd-interest { color: #ff8a80 !important; }

/* ─────────────────────────────────────────────
   v4.3 — Spam note in email modal
   ───────────────────────────────────────────── */
.cp-email-spam-note,
.cp-email-spam-hint {
  font-size: 0.82rem;
  color: #666;
  background: #fff8e1;
  border-left: 3px solid #ffc107;
  padding: 8px 12px;
  border-radius: 0 6px 6px 0;
  margin: 8px 0;
  line-height: 1.5;
}